Call the bailiff if you think you need to miss a payment – explain why you are having trouble paying. For example, tell them if you have lost your job. You can ask for proof of the identity and authorization of a bailiff, even if he has already visited – for example, ask them to place it through the mailbox or show it at the window. There are different types of judicial officers (described below). If you do not accept the payments, the bailiffs can return to pick up the goods they list. These are then sold to collect money for the debt. It is important to mention that if a bailiff has ever been in your house and made a list of goods they can use tremendously to enter on their next visit. Ask to pay in weekly or monthly payments, depending on how you manage your money. If the bailiff disagrees, you can complain.
The bailiff should tell you that you should be advised on what you can afford before arranging a controlled merchandise contract. You may also have more options if you have already agreed to a payment plan that you cannot comply with. Send your budget bulletin to the bailiffs with a short letter explaining why you can`t pay the full debt. Ask to pay in weekly or monthly installments, depending on how you manage your money. No no. When a bailiff is accompanied by the police, they are only there to avoid a breach of the peace. You cannot be arrested because you refuse to let a bailiff enter your home. If there is a bailiff at your door, you can lock the door and talk to them through the mailbox or an upstairs window if you prefer. Ask the bailiff to provide you with a signed copy of the controlled goods agreement and inventory. A bailiff cannot threaten you illegally, force you into your home (unless it is within your rights due to the nature of the debts or if it is their second visit) or use offensive language. A bailiff can call several times to try to get entry.
Finally, they will return the arrest warrant to the court or the local authority if they are unable to access it, or if you do not have enough goods to pay the debts and fees. If you are not able to pay the money requested immediately by a bailiff, but you can repay it in increments, they want you to enter into an agreement called a “controlled goods contract” (CGA). This gives the bailiff control of your property or property to cover the value of the debt, plus fees and interest, if any, until the debt is repaid. But what happens to your property under a CGA, and what exactly does a CGA mean in practice? You will find the name of your creditor on the letter “Notification of Execution” that the bailiffs would have sent you. Use the details to search for your phone number online. It is best to call them, as this is the quickest way to get in touch. It is best to pay with a bank card or cheque so that you have a check-in. Also ask the bailiffs to send you a receipt if you pay – it is important to get this if you have to prove later that you paid. There is no formal limit on the number of visits a bailiff can make.
As a general rule, you call several times and, finally, you refer the arrest warrant to the court or the local authority if they cannot enter your property or take control of the goods. The bailiff must write down all the objects he controls in the inventory. Even if your offer is declined, you should still try to pay. This can help make it easier to negotiate with bailiffs, because they can see that you want to pay. Call the bailiffs immediately and ask them why they cancelled your agreement. If it`s because you missed a payment, explain why you missed it. If you are now able to pay, ask them to redefine your contract